10 ways to spend less when shopping online Get what you need without overpaying—or being tricked into overbuying. Key takeaways Retail sites have features that entice you to buy more than you need, but savvy shopping can help you stick to a budget. These tips and habits—including staying focused, carefully timing purchases, and factoring in [...]
Are you behind on your mortgage? The Oklahoma Homeowner Assistance Fund offers up to $20,000 in grants for past due housing expenses as a result of COVID-19. Get Help Paying Past Due Housing Expenses from the Oklahoma Homeowner Assistance Fund For Oklahoma homeowners financially impacted by COVID-19 Up to $20,000 in grants available per household [...]
4 Reasons to File Your Taxes Early in 2022 And four reasons you may want to wait Tax season 2022 is nearly upon us. The tax filing deadline this year is April 18 (Tax Day). The IRS hasn’t officially announced when you can start sending your tax returns, but the earliest you can file [...]
How COVID-19 Has Changed People's Money Habits: The Significance of an Emergency Fund An emergency fund is a specific amount of money that you set aside for periods of uncertainty or suffering - such as the COVID-19 pandemic. Many people don't have (or even know about) an emergency fund until the pandemic struck and they [...]
Prattville lobby closed week of Dec. 27th Due to staffing shortages we are closing the lobby at our Prattville location this week: Dec. 27-31, 2021. The drive-thru at Prattville remains open for normal business hours: Mon-Fri 7:00 - 6:00 and Sat 9:00 - 1:00. Only the lobby is closed. The lobby at Morrow Rd. is [...]
Webinar Recap: Rebuilding After A Financial Crisis Our November financial education webinar focused on the steps you can take to rebuild after a financial crisis. Here are the highlights: BUDGET - Analyze the money coming in and develop a reasonable and goal-oriented plan for what goes out. **TIP: Use a money tracker, like Money Manager inside online [...]
Read this article at KOCO online and watch video Expert provides answers for Oklahomans curious about upcoming child tax credit payment Perris Jones Long-awaited payments will hit Oklahoma parents' bank accounts this week as the IRS's child tax credit payment will go out Thursday. Things will look a little different this year for Oklahomans who [...]
FREE WEBINAR: Advanced Child Tax Credit We invite you to join a free webinar about the upcoming Advanced Child Tax Credit (CTC) monthly payments from the IRS that will start in July. This webinar will be held on Monday, July 19 from 3:00 - 4:00 Central. This webinar will provide you with information on CTC [...]
Automatic Payments for the Child Tax Credit Start on July 15th - Here's What You Need To Know So what is the child tax credit and how is it changing? Traditionally, the child tax credit provides parents a credit on their taxes for each child under 17. If your tax credit exceeds the amount of [...]
Millions of Americans Are About to Get $3,600 in New Stimulus — Are You One of Them? While a fourth stimulus check might not be in the cards, a new $3,600 benefit for millions of Americans will now be on its way come July. New direct monthly payments will be disbursed as part of an expanded [...]
If You Get This Message From the IRS, Don't Open It New Tax Credit has scammers clamoring to take advantage of you. Scam callers claiming to be from the IRS are a dime a dozen. While tax season has come to an end, you might be gearing up to receive the IRS' child tax credit [...]
Stimulus Perk Helps Pay for Your WiFi and Laptop The Federal Communications Commission recently introduced the Emergency Broadband Benefit program for families who meet certain income criteria. Through the program, families may receive up to $50 per month toward their broadband service and associated equipment rentals. Households on qualifying tribal lands may receive as much [...]
Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else. Why are homes so hot? Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]
Financial preparation before a natural disaster Whether due to fire or flood, earthquake or hurricane, powerful forces of nature can lead to financial devastation if you or your home is in its path. But while you can’t stop a catastrophe from happening, you can take preventative measures. Doing so will cushion the blow that such [...]
Am I eligible for the new round of PPP? Companies with 300 or fewer employees who suffered a 25% drop in any quarter’s revenue from 2019 to 2020 are eligible for the second round of PPP. This means a 25% or more reduction in gross income from any quarter in 2020 relative to that same [...]
Need pandemic assistance for your small business? Here's a rundown of several economic relief programs that are available. Despite the improved numbers for new cases and deaths compared to the peak of the pandemic, COVID-19 continues to have an outsized impact on small businesses. The passage and signing of the American Rescue Plan Act in [...]
6 Things to do with your Stimulus Check (if you've already paid your bills) Pay off (or Pay Down) High-Interest Debt Interest rates are low for student loans, mortgages, and savings accounts, but if you're carrying credit card debt, you're probably paying upwards of 15%. You can free up a lot of cash by paying [...]
No Longer Accepting PPP Applications UPDATE May 5, 2021 | Green Country FCU is no longer accepting PPP applications as the SBA-backed program has run out of funds. Any applications approved but not yet funded will still be processed. This does not affect PPP loans funded. Here’s a rundown of several economic relief programs [...]
Self-employed and gig workers could get bigger loans under new PPP rules. It just got easier for businesses with less than 20 employees to obtain a PPP loan. The Government changed how the Small Business Administration's Paycheck Protection Program calculates forgivable loans for the smallest firms and sole proprietors. The updated formula — which will likely [...]
Lobbies Now OPEN! As of Monday, March 1, 2021, all Green Country FCU lobbies are re-opened for in-person banking services. We are a community credit union, and the health and well-being of our communities continues to be our top priority - including making the decision to close our lobbies back in January. By limiting access [...]
Notice: Paycheck Protection Program resumed January 11, 2021 at 9am ET SBA, in consultation with the U.S. Treasury Department, reopened the Paycheck Protection Program (PPP) for First Draw PPP Loans the week of January 11, 2021. SBA will begin accepting applications for Second Draw PPP Loans on January 13, 2021. I'd like more information about PPP [...]
Update January 14, 2021 Paycheck Protection Program applications are open again There are two applications available: First Time Borrower Application - You did not receive a PPP loan in 2020 APPLY NOW - PPP First Time Borrower Second Time Application - You received a PPP loan in 2020 2nd Time Borrower Application [...]
New stimulus package makes it easier to qualify for food stamps. Here’s what you need to know Millions of Americans report not having enough money to pay for food during the pandemic. The latest Covid relief package expands food benefits, giving further aid to millions of Americans who are facing financial difficulty because of the [...]
Updated - Friday, November 27, 2020 Sand Springs City Ordinance Now Requires Masks in All Local Businesses In accordance with the recently passed City Ordinance No. 1359, face masks or coverings are now required in all Sand Springs businesses. We ask that you please help us comply with this new regulation by wearing a face-covering [...]
The Application The 3508S is a one-page application, with a second page for demographic information. Instead of having to show your forgiveness amount calculation as you do on the 3508EZ, you simply certify seven things: The dollar amount for which forgiveness is requested does not exceed the principal amount of the PPP loan and: a) [...]
shared from the Wall Street Journal Whatever shape your business is in, here are tax moves to consider now Note: All are likely to require professional help but could provide big benefits. If you’re a small-business owner, don’t overlook tax breaks that could help this year—whether your business is on the ropes or is booming. [...]
We're sharing a post from A Daily Dose of OPTIMISM! recorded with Guy Kawasaki on LinkedIn Live. We hope you find this enlightening! In today’s conversation with Guy Kawasaki, entrepreneur, author of 15 books, marketing expert, and Silicon Valley venture capitalist—we discuss some of the tactical ways that entrepreneurs and CEOs can navigate leadership during the [...]
There are so many COVID-19 scams circulating right now. Everything from stimulus money fraud to imposter contact tracers and everything in between. Stay aware and keep your personal information safe. Here are some tips from the FTC. KEEP CALM & AVOID CORONAVIRUS SCAMS Learn how to tell the difference between a real contact tracer and a scammer. [...]
If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]
Applications are no longer being accepted for this program. Oklahoma Business Relief Application & Guidelines Green Country is participating in the Oklahoma Business Relief Program (OBRP) which is a one-time grant for up to $25 million for qualified businesses. The OBRP is a state-level program administrated by the Oklahoma Department of Commerce. OBRP requires that [...]
Effective Monday, June 1, our lobbies will reopen for member access. For the health and safety of everyone, we highly encourage the continued use of the drive-thru for all teller and simple transactions, whenever possible, as well as remote banking services. If you do choose to come into the lobbies – welcome! It’s good to see [...]
As the ongoing coronavirus pandemic continues to disrupt life and cancel plans across the world, people are finding creative ways to celebrate. From drive-by weddings to birthday car parades to virtual graduation ceremonies, there are so many ways you can celebrate while still maintaining proper social distancing. Let’s take a look at some of the [...]
The Covid-19 pandemic has forced many of us into financial situations that we could never have predicted. Country-wide shelter-in-place orders have left many without work, and businesses without customers. Now more than ever, it’s important to think about the way we spend or save every dollar we make. In some cases, the quarantine orders have [...]
