Webinar: Becoming a Homeowner Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. Thursday, June 13, 2024 Time: 7:30 p.m. CST Sign Up Whether [...]
Homebuilding Seminar October 17th You can get what you want – you just need to build it! And we can help you along the way. Join us for an educational, no-selling seminar to learn the ins and outs of the homebuilding process – financing, closing, the building process, and choosing a builder. Hosted by Green [...]
Webinar: Becoming a Homeowner Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home-buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process. Session 1: Tuesday, June 13, 2023 Time: 12:30 p.m. Click to [...]
Join us April 22nd for a First-Time Homebuyer Educational Session. Presented by Janice Sizemore, this session will cover: The homebuying process Financing Do's & Don'ts Closing Frequently Asked Questions This free seminar is for anyone and everyone who'd like to be better informed on the home buying process but especially for first-time homebuyers. Lenders with [...]
Nine Ways to Master Your Money 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, [...]
Free, Financial Education Webinars Join us for free webinars in 2023! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter ‘Green Country FCU’ as your [...]
Reposted from Money Under 30 If the usual budgeting methods and apps aren't working for you, try some of these lesser-known options — like the Kakeibo method, the expense-income approach, or the "no budget" budget. As a personal finance writer, I write about budgeting daily. That’s why it was a hard truth to face when [...]
Investing In Real Estate Free Educational Webinar Investing in real estate can be a great way to boost income—if done wisely. To help investors turn a profit, we’ll cover the pros and cons of different properties, resources for finding investment opportunities, and financing options Session 1: Tuesday, July 12, 2022 Time: 10:30 a.m. PT / [...]
Are adjustable-rate mortgages safer now than they were in 2008 Adjustable-rate mortgages are gaining ground amid rate hikes for fixed-rate mortgages. Here’s what you need to know if you’re in the market for a home loan. As interest rates rise for conventional loans, home buyers are turning to adjustable-rate mortgages in increasing numbers. According to [...]
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care [...]
Four things every homebuyer needs to know about Adjustable Rate Mortgages (ARMs) If you’re shopping for a home, you’ve probably heard of an Adjustable Rate Mortgage or ARM. It’s a type of home loan with an interest rate that changes over time. The main perk is that it usually comes with an initially low rate, [...]
Are you behind on your mortgage? The Oklahoma Homeowner Assistance Fund offers up to $20,000 in grants for past due housing expenses as a result of COVID-19. Get Help Paying Past Due Housing Expenses from the Oklahoma Homeowner Assistance Fund For Oklahoma homeowners financially impacted by COVID-19 Up to $20,000 in grants available per household [...]
Financial Education Webinars All webinars are free and open to everyone - even if you're not currently a Green Country FCU member! Register for the webinar of your preferred time (there’s two each month) but don’t worry if you can’t be there right at 12:30 or 7:30. As long as you’ve registered in advance, you’ll [...]
The process of buying a home can be overwhelming—especially if it’s your first time. You want to make sure you’re getting the best house at the best value, but without prior experience, how can you really know? Here are some helpful pointers for first-time homebuyers: 1. Avoid making large purchases before you apply for your [...]
Why is it so hard to buy a house right now? Thinking of buying a house? So is everyone else. Why are homes so hot? Mortgage rates have risen slightly in the past few months, but are still near record lows, driving high demand for homes. Some people hope to capitalize on these low rates, while [...]
How to buy a house in 2021 Your guide to getting a mortgage and buying a home. Set a budget Get mortgage preapproval Find a house and make an offer Secure your mortgage loan Wait for underwriting to complete Set up a home inspection Sign paperwork and close Buying a home is much [...]
Top 5 Expenses When Building a House To build the house of your dreams, it helps to understand the cost breakdown and some of the most expensive parts of building a home. The key to staying within your budget (while still having everything you want) lies in making wise decisions. Keep in mind these top [...]
3 Ways to Refinance to a VA Loan A VA refinance is brand new loan, not just an adjustment of a current one. A VA refinance will require a new loan application, a new title report and depending upon the type of VA refinance, more paperwork. Today, there are three different VA refinance loans. The [...]
VA Loan Eligibility Requirements To be eligible for a VA loan, you or your spouse must meet the basic service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility (COE), and satisfy credit and income requirements. You may be eligible for a VA loan by meeting one or more of the [...]
When Veterans Should Use a VA Loan VA loans are federally backed loans available to eligible military service members who are looking to buy a house. In many cases, it will be your best option thanks to the perks like no down payment, competitive rates, limited closing costs, and no private mortgage insurance premium (PMI). [...]
Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]
No doubt about it—buying a home is a big investment. You’re on the hook for a long-term mortgage, and responsible for repairs and any other unforeseen expenses. But don’t get discouraged just yet. If you have strong money management skills (and cash saved up), you may be ready for homeownership. Here are three signs that [...]
Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing [...]
Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]
If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]
Calculate the benefits of either a 15 year of 30 year mortgage. Email or print out a detailed report.
Calculate your mortgage payment over time. Email or print out a detailed report.
