Nine Ways to Master Your Money 1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose in mind: Saving for your first house, your retirement at a certain age, a child’s college education, or even a trip around the world. The important thing is for your goals to be specific, [...]
Free, Financial Education Webinars Join us for free webinars in 2023! Whether you’re an employee, member, family, or friend, our webinars are packed with useful info and are open to everyone. Just make sure to reserve your virtual seat. Select Sign Up at the links below to register. When prompted please enter ‘Green Country FCU’ as your [...]
10 ways to spend less when shopping online Get what you need without overpaying—or being tricked into overbuying. Key takeaways Retail sites have features that entice you to buy more than you need, but savvy shopping can help you stick to a budget. These tips and habits—including staying focused, carefully timing purchases, and factoring in [...]
Saying “I Do” to Homeownership: How to Prepare for This Big Commitment Buying a home is a major commitment. It’s a bit like, well, getting married: you’ve got to be ready and you have to find the right “one.” And, like a marriage, homeownership is a dynamic experience that requires a tremendous amount of care [...]
What is the 30-day savings rule? The 30-day savings rule is simple: the next time you find yourself considering an impulse buy, stop yourself and think about it for 30 days. If you still want to make that purchase after those 30 days, go for it. This rule works because by forcing yourself to wait [...]
4 Reasons to File Your Taxes Early in 2022 And four reasons you may want to wait Tax season 2022 is nearly upon us. The tax filing deadline this year is April 18 (Tax Day). The IRS hasn’t officially announced when you can start sending your tax returns, but the earliest you can file [...]
Have you ever unexpectedly found out you’re going to have less income? It’s enough to throw you into a panic! The best way to get through hard times is to take a few deep breaths and put a plan together. Check out these common targets for quick and effective expense cuts. Food You might find [...]
How to Teach Your Kids About Money and Credit In this article: When Should Kids Start Building Credit? How to Help Your Child Build Good Credit Habits How to Teach Your Kids to Be Smart With Money Getting Your Kids Started With Credit Cards Can a Child Have a Credit Report and Score? How to [...]
5 Tips to Build (and Maintain) a Good Credit Score Like building a house, constructing a financially stable life requires laying a solid foundation. In difficult economic times like these, though, building that foundation can be a challenge. Good credit remains a core part of any financial foundation. Having good credit can make it easier [...]
Yes, credit cards can be dangerous. But credit cards are also a powerful tool if you know how to use them responsibly. How credit cards work A credit card is a revolving line of credit that allows you to make charges at any time up to the amount of a specific credit limit. When [...]
100 Days until Christmas? Now What?! As of today, you have 100 Days Until Christmas, so let's talk about the "B Word": you need to have a budget for Christmas and it is time to create one. Sit down and take a good hard look at your finances to see if you can get through [...]
Read this article at KOCO online and watch video Expert provides answers for Oklahomans curious about upcoming child tax credit payment Perris Jones Long-awaited payments will hit Oklahoma parents' bank accounts this week as the IRS's child tax credit payment will go out Thursday. Things will look a little different this year for Oklahomans who [...]
Millions of Americans Are About to Get $3,600 in New Stimulus — Are You One of Them? While a fourth stimulus check might not be in the cards, a new $3,600 benefit for millions of Americans will now be on its way come July. New direct monthly payments will be disbursed as part of an expanded [...]
18 Ways To Save Money This Week Finding creative ways to save money can make all the difference when it comes to your personal finances. Saving money whenever possible can help build your emergency fund, save for a vacation, or even free up money so you can start investing. For example, saving $10 a week from [...]
Daily Money Management Programs for Seniors Green Country offers a money manager and tracking program inside online banking to help you keep track of your money and see where you’re spending your hard-earned dollars. But for some seniors, that may be too technical, or even just too much to keep up with. There’s another solution [...]
While we're preparing for a financial disaster, it's worth taking a look at how an unexpected disaster hits. Oklahomans have seen their fair share of tornados, floods, grass fires, and ice storms. Here's an article about a house fire. Read through and think about what you would grab if you had less than 2 minutes [...]
Need pandemic assistance for your small business? Here's a rundown of several economic relief programs that are available. Despite the improved numbers for new cases and deaths compared to the peak of the pandemic, COVID-19 continues to have an outsized impact on small businesses. The passage and signing of the American Rescue Plan Act in [...]
Teen checking account – 4 tips to keep in mind A checking account can help teach your teen important money basics. Get them started in high school to help them learn money management at an early age. You may have opened a savings account for your children as a way to sock away money [...]
Teens and Money: Checking and Savings Account One of the first steps toward real freedom (and adulthood) is having a checking and savings account in your own name. These accounts allow you to save money, make purchases, and pay bills efficiently. Both, however, require you to take an active management role, so that you can [...]
Money Missteps - A Great Thing to Happen to a Kid? You Spent Your Money on What?! Any parent with a child old enough to have control over money has probably at least thought that, if not shouted it across a dinner table. While the outrage at a teenager spending an entire pile of birthday [...]
If you missed it last week, don't worry, you can still register for the 2nd broadcast of this highly informational teaching tool. Session 2: Thursday, April 22, 2021 Time: 5:30 p.m. PT / 8:30 p.m. ET Sign Up If you can't view it live at 7:30 p.m. (CST) you will still have access to the [...]
No Longer Accepting PPP Applications UPDATE May 5, 2021 | Green Country FCU is no longer accepting PPP applications as the SBA-backed program has run out of funds. Any applications approved but not yet funded will still be processed. This does not affect PPP loans funded. Here’s a rundown of several economic relief programs [...]
Self-employed and gig workers could get bigger loans under new PPP rules. It just got easier for businesses with less than 20 employees to obtain a PPP loan. The Government changed how the Small Business Administration's Paycheck Protection Program calculates forgivable loans for the smallest firms and sole proprietors. The updated formula — which will likely [...]
Notice: Paycheck Protection Program resumed January 11, 2021 at 9am ET SBA, in consultation with the U.S. Treasury Department, reopened the Paycheck Protection Program (PPP) for First Draw PPP Loans the week of January 11, 2021. SBA will begin accepting applications for Second Draw PPP Loans on January 13, 2021. I'd like more information about PPP [...]
National Grandparents Day was this weekend and we know that more older adults have primary responsibility for raising grandchildren or other young relatives. If this describes you or the older adults you work with, here are a few financial tools that can help. Get a clear picture of monthly income and expenses. If you’re raising [...]
There are so many COVID-19 scams circulating right now. Everything from stimulus money fraud to imposter contact tracers and everything in between. Stay aware and keep your personal information safe. Here are some tips from the FTC. KEEP CALM & AVOID CORONAVIRUS SCAMS Learn how to tell the difference between a real contact tracer and a scammer. [...]
Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]
Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]
If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]
Think back to how you formed your financial habits. Did you learn everything you needed in school? From your parents? If you could go back and talk to your younger self, what financial pitfalls would you tell yourself to avoid? If you have children of your own, you may be wondering how and when to [...]
Effective Monday, June 1, our lobbies will reopen for member access. For the health and safety of everyone, we highly encourage the continued use of the drive-thru for all teller and simple transactions, whenever possible, as well as remote banking services. If you do choose to come into the lobbies – welcome! It’s good to see [...]
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into [...]
