24 07, 2020

COVID-19 Update

2020-07-24T16:34:49-05:00July 24th, 2020|COVID-19, Green Country News|

Mask Mandate Lifted As of Monday, May 3, 2021, Green Country is following the lifting of city, county and state mask mandates and masks will no longer be required in our branch lobbies. We still encourage members to act responsibly and safely and follow CDC guidelines for social distancing, hand washing, and wearing masks when [...]

13 07, 2020

Reg CC

2025-03-14T09:06:49-05:00July 13th, 2020|Green Country News|

July 1,2025: Regulation CC Statutory Adjustment to Expedited Funds Availability Effective July 1, 2025, there will be changes to when deposited funds become available. Here’s what you need to know: Checks you deposit: The first $275 will be available the next business day. The rest will be available on the second business day. Example: If [...]

7 07, 2020

Should I Refinance?

2020-07-07T17:04:41-05:00July 7th, 2020|Budgeting, Home Buying|

Even when rates are low, refinancing your mortgage isn't always the right choice. Here are some points to consider before you refinance. Deciding when to refinance your home loan depends on several factors besides whether you can get a better mortgage rate than you already have. And though there are many reasons people refinance their [...]

7 07, 2020

Three signs you’re more prepared than you think to buy a home

2020-07-07T16:12:57-05:00July 7th, 2020|Home Buying|

No doubt about it—buying a home is a big investment. You’re on the hook for a long-term mortgage, and responsible for repairs and any other unforeseen expenses. But don’t get discouraged just yet. If you have strong money management skills (and cash saved up), you may be ready for homeownership. Here are three signs that [...]

7 07, 2020

Home Buying 101 – your complete guide

2020-07-07T15:57:04-05:00July 7th, 2020|Budgeting, Financial, Home Buying|

Buying a home is at once an exciting and challenging venture. With commitment and planning, you can become a successful homeowner. This post covers everything you need to know to start the home buying process off right, including: Preparing for Homeownership Understanding Mortgages Getting a Loan Searching for a Home and Making an Offer Closing [...]

6 07, 2020

Is It Time to Refinance Your Mortgage?

2020-07-06T10:27:33-05:00July 6th, 2020|Financial, Home Buying, Improving Credit|

Refinancing is the process of paying off an existing loan with the proceeds from a new loan and using the same property as collateral. Usually, the interest rate on the new mortgage will be less than the old, the loan will cost less and you will save money. However, refinancing isn’t appropriate for every homeowner. [...]

6 07, 2020

Guide to Mortgage Forbearance Under the CARES Act

2020-07-06T09:39:44-05:00July 6th, 2020|COVID-19, Financial|

If you have been impacted by the national COVID-19 health crisis and are having trouble paying your mortgage payment, forbearance may be an option for you. Forbearance is offered by some lenders to borrowers who have experienced a financial hardship such as a loss of income or increased medical expenses. Eligible borrowers approved for forbearance [...]

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